Pensions Guide | Pensions Help Product Information | What If I am Self-Employed?

If you are self-employed, you can build up entitlement to the basic state Retirement Pension, but you cannot get any additional state pension (SERPS or State Second Pension).

So, if you are self-employed, you may want to think about joining a stakeholder pension scheme to give you an income above the basic state Retirement Pension.

If you join a stakeholder pension, you can still benefit from tax relief on the contributions you pay in.